Memorize this:

According to the Supreme Court of the United States:

Herdrich argues that Carle’s incentive scheme of annually paying physician owners the profit resulting from their own decisions rationing care distinguishes its plan from HMOs generally, so that reviewing Carle’s decision under a fiduciary standard would not open the door to claims against other HMOs. However, inducement to ration care is the very point of any HMO scheme, and rationing necessarily raises some risks while reducing others.

 

“Inducement to ration care is the very point of any HMO scheme. “

One more time…

“Inducement to ration care is the very point of any HMO scheme.”